Instant cash when you need it
Flexible limits, transparent fees, and fast disbursement to your bank account or wallet. Apply in minutes—no paperwork, all on your phone.
- NGN 3,000 – 100,000 limits (example)
- Tenor 91–365 days (example)
- Fast disbursement
- No hidden fees
Trusted by thousands of Nigerians
“I am glad I found CashFilly. I was able to get a loan in minutes to solve my business problem and avoid embarrassment.”
Why choose CashFilly
Designed for speed, transparency, and responsible lending.
Fast decision
AI-assisted credit checks and instant eligibility.
Secure & compliant
Bank-grade encryption, privacy by design.
Clear pricing
Upfront fees; APR examples before you confirm.
All on your phone
Apply, track, and repay with a few taps.
How it works
Simple steps from download to disbursement.
Download & sign up
Create your account and verify your phone number.
KYC & credit check
Provide ID, BVN, and selfie for verification.
Get funds
Review your offer and receive money to your bank or wallet.
Eligibility & documents
We support responsible lending with clear requirements.
- ✔ Nigerian resident, 18–60 years old
- ✔ Valid ID (NIN/Driver’s License/Int’l Passport)
- ✔ BVN & active bank account
- ✔ Stable income evidence
Representative example (illustrative)
* Replace with real APR/fees and state representative example per regulation.
What users say
Real feedback from satisfied customers.
“Disbursed to my account in minutes, very helpful for emergencies.”
“Clear fees and easy repayment reminders.”
“Smooth app, verification was quick.”
Frequently asked questions
Can’t find your answer? Contact support.
What are the loan limits and tenor?
Limits and tenor depend on your profile. New users typically start lower and can increase with on-time repayments.
How fast is disbursement?
Most approved loans are disbursed within minutes to your bank account or wallet.
How do I repay?
Repay via in-app card, bank transfer, or wallet. We send reminders before due dates.
Is my data safe?
Yes. We apply encryption in transit and at rest, and only access permissions necessary to provide the service.
Contact us
Our support team is here to help.
Compliance & disclosure
- We follow local data protection guidelines.
- We do not harass or threaten users for collections.
- Representative APR and fee examples are disclosed before you confirm.